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What really matter is what my customers say... Tom shoots straight from the hip...he was devoted & dedicated to us & our needs...he looked after our best interest. Steve & Debbie Badois Read Quote >
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Real Estate Resources:
Special Offers - Special offers for Wailea, Makena, Kihei and South Maui homeowners from Tom Tezak.
Affiliates - Tom Tezak's real estate web site affiliates.
eNewsletter - Tom Tezak'sWailea, Makena, Kihei and South Maui newsletter email will send you the latest real estate information.
Today's Real Estate News - Daily real estate news for this neighborhood, Hawaii, and United States.
Market Conditions Report - Market conditions report for this area, Hawaii, and United States.
Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.
How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.
Determine Tax Savings - Calculate how much your monthly Wailea, Makena, Kihei and South Maui, Hawaii mortgage payments save you on your taxes because of loan interest.
Should You Rent or Buy? - Is it better to rent a home in Hawaii or buy your own Wailea, Makena, Kihei and South Maui house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages - Adjustable rate Wailea, Makena, Kihei and South Maui mortgages information and interest rate java calculator.
What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Hawaii real estate.
Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.
Ask Anything - Ask Tom Tezak anything real estate.
NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.
Real Estate Tips - Tom Tezak's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.
Real Estate Trivia - Tom Tezak's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.
Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Wailea, Makena, Kihei and South Maui property in Hawaii, including legal terms definitions, and more.
Go to Main Sitemap - Main sitemap sections include Find Wailea, Makena, Kihei and South Maui Homes, For Home Buyers, For Home Sellers, Wailea, Makena, Kihei and South Maui Information, Real Estate Resources, and About Tom Tezak.

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Investment Real Estate >Investment Property Exchanges
When you buy an investment property, there are two important financial goals to consider. You will want a property capable of producing rental income. When you sell, you hope that the property will have appreciated enough that you will earn a good profit on your investment. If your property has enjoyed a healthy appreciation, you may need to do some careful planning to avoid paying out most of your profits in the form of capital gains taxes.
When selling your primary residence, you may be able to defer your capital gains taxes when you buy your next home. This does not apply, however, to investment property. If you sell one property then purchase another, the taxes will be due for the year the sale occurred. On the other hand, if you arrange to trade one property for another, you may be able to defer the capital gains tax.
It is not as complicated as it sounds! Many real estate agents and attorneys specialize in helping their clients put these kind of transactions together. You don't have to trade buildings with the people buying your property. The property you trade may belong to a third party, and your buyers need only cooperate with the closing attorney to make the transaction work.
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What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?
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| A |
George Burns Drive and Gracie Allen Way |
See More Real Estate Trivia > |
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Tom Tezak Coldwell Banker Island Properties The Shops at Wailea 3750 Wailea Alanui, Suite B-35 Wailea, Maui, HI 96753 Direct Toll Free: 866-752-4663 Fax: 808-442-0942 Tom@TomTezak.com
As one of the premier real estate professionals in South Maui, Tom Tezak has his finger on the pulse of the local real estate market. As a Realtor Salesperson with extensive luxury real estate experience, Tom thoroughly understands the needs of both the buyers and sellers of everything from oceanfront properties to exclusive condominium communities. Whether he's cruising the Maui coastline in his family's boat or waiting for the right moment to snap a photo of a beautiful sunset or diligently providing his clients with answers they need, you can be sure Tom Tezak knows the importance of Making Every Moment Count!  
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