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All agents are NOT alike! Call me to find out why I am one of the premier real estate professionals in South Maui. Direct Toll Free 866-752-4663.

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Tom shoots straight from the hip...he was devoted & dedicated to us & our needs...he looked after our best interest. Steve & Debbie Badois
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Wailea, Makena, Kihei and South Maui real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Evaluating Multiple Bids

Competition for homes is high in hot markets. When you are a seller faced with multiple offers on your home, how do you choose the best one? Your real estate agent can help you compare and contrast the terms of each proposal.

Look at the price of each offer and evaluate your net profit. Next, consider the terms of each contract. How "clean" is each offer? Are there contingencies that affect the sale, such as the buyers needing to sell another property before they can finalize the purchase of your home? Can you work out a mutually agreeable date for you to move out and for the buyers to move in? Can you get reasonable assurances that the buyers will be able to qualify for the financing they will need?

Your real estate agent can help you weigh the relative merits of each offer, so that you can accept--or counter--the best one, and line up another as an alternative.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
What Hollywood star made the first footprint outside Grauman's Chinese Theater?

A 
Norma Talmadge accidentally stepped in wet concrete outside the building in 1927.
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Tom Tezak, REALTOR®, real estate agent and broker for Wailea, Makena, Kihei and South Maui, Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Tezak
Coldwell Banker Island Properties

The Shops at Wailea
3750 Wailea Alanui, Suite B-35
Wailea, Maui, HI 96753
Direct Toll Free: 866-752-4663
Fax: 808-442-0942
Tom@TomTezak.com

As one of the premier real estate professionals in South Maui, Tom Tezak has his finger on the pulse of the local real estate market. As a Realtor Salesperson with extensive luxury real estate experience, Tom thoroughly understands the needs of both the buyers and sellers of everything from oceanfront properties to exclusive condominium communities. Whether he's cruising the Maui coastline in his family's boat or waiting for the right moment to snap a photo of a beautiful sunset or diligently providing his clients with answers they need, you can be sure Tom Tezak knows the importance of Making Every Moment Count!

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