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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Wailea, Makena, Kihei and South Maui real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Remodeling and Renovations >Water Problems

Sometimes there are defects in a house that the homeowners no longer notice, such as small leaks in the roof or a basement that only gets damp when it rains. When the house is on the market, they don't have a real sense of urgency about having such defects repaired. The real estate agent feels quite differently, however.

When buyers are deciding which houses deserve serious consideration, any kind of water problem may appear to be much more detrimental than it really is. The sellers may regard a damp basement as simply a sign that it's time to clean the gutters or check the soil buildup around the house or a leaking roof as a call for new flashing. But to someone who has never owned a home, these defects can be taken as signs that the house may not fulfill their primary need for shelter from "the elements." Renters may be perfectly willing to live in a home with minor water problems, but buyers are likely to pass up the same house if they think it won't keep them perfectly dry.

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Real Estate Trivia
Q 
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?

A 
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles.
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Tom Tezak, REALTOR®, real estate agent and broker for Wailea, Makena, Kihei and South Maui, Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Tezak
Coldwell Banker Island Properties

The Shops at Wailea
3750 Wailea Alanui, Suite B-35
Wailea, Maui, HI 96753
Direct Toll Free: 866-752-4663
Fax: 808-442-0942
Tom@TomTezak.com

As one of the premier real estate professionals in South Maui, Tom Tezak has his finger on the pulse of the local real estate market. As a Realtor Salesperson with extensive luxury real estate experience, Tom thoroughly understands the needs of both the buyers and sellers of everything from oceanfront properties to exclusive condominium communities. Whether he's cruising the Maui coastline in his family's boat or waiting for the right moment to snap a photo of a beautiful sunset or diligently providing his clients with answers they need, you can be sure Tom Tezak knows the importance of Making Every Moment Count!

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